Buying... Building...Refinancing?WelcoMember FDICSee us FIRST! Work with ato narthwoods Banklocal bank who cares aboutOPENyou and the communityWere glad you're here!Enjoy banking in the palmof your hand. Yes.-you candeposit checks, toolStarting a business?Growing your business?We're here for you!Save Smarter for yourhealthcare expenses & enjoytax benefits also!NORTHWOODSBANKWmke i happanfor yoRAPIDMobile DepositBusiness BankingHealth Savings AccountsPark Raoids Nevis Pine Citv northwoodsbank.com Buying... Building... Refinancing? Welco Member FDIC See us FIRST! Work with a to narthwoods Bank local bank who cares about OPEN you and the community Were glad you're here! Enjoy banking in the palm of your hand. Yes.-you can deposit checks, tool Starting a business? Growing your business? We're here for you! Save Smarter for your healthcare expenses & enjoy tax benefits also! NORTHWOODS BANK Wmke i happanfor yo RAPID Mobile Deposit Business Banking Health Savings Accounts Park Raoids Nevis Pine Citv northwoodsbank.com

Date: November 6, 2019

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Northwoods Bank of Minnesota

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Buying... Building... Refinancing? Welco Member FDIC See us FIRST! Work with a to narthwoods Bank local bank who cares about OPEN you and the community Were glad you're here! Enjoy banking in the palm of your hand. Yes.-you can deposit checks, tool Starting a business? Growing your business? We're here for you! Save Smarter for your healthcare expenses & enjoy tax benefits also! NORTHWOODS BANK Wmke i happanfor yo RAPID Mobile Deposit Business Banking Health Savings Accounts Park Raoids Nevis Pine Citv northwoodsbank.com Buying... Building... Refinancing? Welco Member FDIC See us FIRST! Work with a to narthwoods Bank local bank who cares about OPEN you and the community Were glad you're here! Enjoy banking in the palm of your hand. Yes.-you can deposit checks, tool Starting a business? Growing your business? We're here for you! Save Smarter for your healthcare expenses & enjoy tax benefits also! NORTHWOODS BANK Wmke i happanfor yo RAPID Mobile Deposit Business Banking Health Savings Accounts Park Raoids Nevis Pine Citv northwoodsbank.com

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