Life Changes- So Should Your Investments > Investment services > Retirement strategies > 401(k)s, SIMPLES, & SEPS > Pension plans > College funding > Life insurance > Succession strategies > Estate strategies Tom Gahler Sara Smith Bob Root FRANDSEN INVESTMENT SERVICES 121 South Main Avenue Braham, MN 55006 560 Third Avenue SE · Pine City, MN 55063 frandseninvestmentservices.com Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA SIPC). Insurance products are offered through LPL or ls licensed affiates. Frandsen Bank & Trust and Frandsen Investment Services are not registered as a broker/dealer or investment advisor. Registered representalives of LPL oller products and sevices using Frandsen investment Services, and may also be employees of Frandsen Bank & Trust These products and services are being offered through LPL or its affilates, which are separate enties from and not atfiliates ol Frandsen Bank & Trust or Frandsen Investment Services. Securiles and insurance offered through LPL or its atiliates are Not Insured by FOIC er Any Other Goversment Agency Not Bank Guaranteed Not Bank Deposits er Obligations May Lose Value Life Changes- So Should Your Investments > Investment services > Retirement strategies > 401(k)s, SIMPLES, & SEPS > Pension plans > College funding > Life insurance > Succession strategies > Estate strategies Tom Gahler Sara Smith Bob Root FRANDSEN INVESTMENT SERVICES 121 South Main Avenue Braham, MN 55006 560 Third Avenue SE · Pine City, MN 55063 frandseninvestmentservices.com Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA SIPC). Insurance products are offered through LPL or ls licensed affiates. Frandsen Bank & Trust and Frandsen Investment Services are not registered as a broker/dealer or investment advisor. Registered representalives of LPL oller products and sevices using Frandsen investment Services, and may also be employees of Frandsen Bank & Trust These products and services are being offered through LPL or its affilates, which are separate enties from and not atfiliates ol Frandsen Bank & Trust or Frandsen Investment Services. Securiles and insurance offered through LPL or its atiliates are Not Insured by FOIC er Any Other Goversment Agency Not Bank Guaranteed Not Bank Deposits er Obligations May Lose Value